Keep a Home Inventory: Once a year go around the house with your phone to video the contents and fixtures. No doubt you have gotten rid of some things and purchased new items.

 

If a rogue tornado came through and destroyed your home, would you remember everything you own?? Me, either. Having the video will help. Additionally, video model numbers on appliances. Also, don’t forget outbuildings or the garage! A video is quicker than a paper inventory.  However, try to be as detailed as possible.  Take your time.

 

Preparing for the results of climate change is what https://riskfactor.com/ is all about. Four categories for your address are accessed; flood, fire, heat, and wind. Nearly 1 in 3 Americans live in a county that was hit by a weather disaster in recent years. Expect that number to increase with climate change, more people living at the coast or in the mountains

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Insurance companies are hit with more and more claims every year. They are looking for every loophole to deny a claim. If you believe you have a valid claim or are not getting a fair amount for the damage incurred, consider hiring an independent insurance adjuster who will work for you.
To find one: https://naiia.com/